At Realize Dreams by Nivafy a Nivaverse Company, we automatically gather specific types of information when you visit, use, or navigate through our Services. This automatically collected information does not directly disclose your identity (such as your name or contact details). It may encompass device and usage data, including your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, details about your service usage, and other technical information. The primary purposes for collecting this information are to ensure the security and smooth operation of our Services, and for our internal analytics and reporting needs. Like many organizations, we also gather data through cookies and similar tracking technologies.

The types of information we automatically collect include:

• Log and Usage Data: Our servers record service-related, diagnostic, usage, and performance data when you access or use our Services. This data is compiled in log files. Depending on your interaction with us, this log data may encompass your IP address, device information, browser type and settings, and details about your activities within the Services (such as date/time stamps, pages and files viewed, search queries, and other actions like feature usage). It also includes device event information like system activity, error reports (or “crash dumps”), and hardware settings.
• Device Data: We collect information about the device you use to access our Services, such as a computer, phone, tablet, or other devices. This device data can include your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider or mobile carrier, operating system, and system configuration details.
• Location Data: We gather data regarding your device’s location, which may be either precise or imprecise. The extent of location data we collect depends on the type and settings of the device you use to access our Services. For instance, we might use GPS and other technologies to collect geolocation data that pinpoints your current location (determined through your IP address). You have the option to prevent us from collecting this data by denying access or deactivating the Location settings on your device or your profile setting. However, opting out might restrict your ability to fully utilize certain aspects of our Services.

At Realize Dreams by Nivafy a Nivaverse Company, we process your personal information for various reasons, tailored to how you interact with our Services, including:

To Communicate Marketing and Promotional Material:

We may process the personal information you provide for our marketing endeavors in line with your marketing preferences. You have the liberty to opt out of our marketing communications at any time.

To Provide Personalized Advertising:

We may use your information to create and present personalized content and advertisements that align with your interests, geographical location, and more.

To Safeguard Our Services:

Part of our information processing involves efforts to maintain the safety and security of our Services, including monitoring for fraud and preventing it.

To Understand Usage Trends:

We analyze information about your use of our Services to gain a better understanding of how they are utilized, aiding us in their improvement.

To Evaluate Marketing and Promotional Campaigns:

Your information is valuable in helping us determine the effectiveness of our marketing and promotional strategies, ensuring we deliver content that is most relevant to you.

To Safeguard Vital Interests:

In situations where it’s crucial to protect an individual’s vital interest and prevent harm, we may process your information as necessary.

This section is particularly relevant if you are in the EU or UK.

Under the General Data Protection Regulation (GDPR) and UK GDPR, we are required to clarify the legal bases upon which we rely to process your personal information. For processing your personal information, we may depend on the following legal grounds:

Consent:

We process your information if you have granted us permission (i.e., consent) for specific uses of your personal information. You have the option to withdraw your consent at any time.

Legitimate Interests:

We may process your information when we deem it reasonably necessary to fulfill our legitimate business interests, provided these interests do not override your rights and freedoms. Examples include, but are not limited to:

• Sending information about special offers and discounts on our products and services.
• Developing and displaying personalized advertising.
• Analyzing service usage for improvement and user retention.
• Supporting our marketing initiatives.
• Diagnosing and preventing fraudulent activities.

Legal Obligations:

We may process your information when necessary to comply with legal obligations, such as cooperating with law enforcement or regulatory bodies, defending our legal rights, or presenting information in legal proceedings in which we are involved.

Vital Interests:

We may process your information to protect vital interests, either yours or those of a third party, in scenarios that involve potential threats to the safety of any individual.

Legally, we often act as the “data controller” under European data protection laws for the personal information described in this privacy notice, as we determine the processing means and/or purposes. This notice does not cover the information we process as a “data processor” on behalf of our partners. In such cases, the partners, with whom we have a data processing agreement, is the “data controller” responsible for your personal information, and we process the information based on their instructions. For information about our partners’ privacy practices, you should refer to their privacy policies. Click here to learn more.

For Canadian Users:

We may process your information with your explicit permission (i.e., express consent) for specific purposes or in circumstances where consent can be inferred (i.e., implied consent). You can withdraw your consent at any time.

In certain exceptional cases, we may legally process your information without consent, for example:

• If urgent and consent cannot be obtained promptly.
• For fraud detection and investigation.
• For business transactions under specific conditions.
• For assessing, processing, or settling insurance claims.
• For identifying and contacting next of kin of injured, ill, or deceased persons.
• If reasonable grounds exist for financial abuse suspicion.
• When collecting with consent might compromise the information’s availability or accuracy for investigations.
• For compliance with legal demands such as subpoenas or court orders.
• If the information was produced in a professional, business, or employment context.
• For journalistic, artistic, or literary purposes.
• If the information is publicly available as specified by regulations.

At Realize Dreams by Nivafy a Nivaverse Company, there are certain situations where we may need to share your personal information:

Business Transfers:

In the event of a major business change, such as a merger, sale of company assets, financing, or in the case of an acquisition of all or part of our business by another company, we may need to share or transfer your personal information as part of the process.

At Realize Dreams, part of Nivafy a Nivaverse Company, we employ cookies and comparable tracking technologies, such as web beacons and pixels, for accessing or storing information. Our detailed Cookie Notice offers comprehensive information about our use of these technologies and guides you on how to opt out of certain cookies.

At Realize Dreams by Nivafy a Nivaverse Company, we maintain your personal information only for the duration necessary to fulfill the objectives outlined in this privacy notice, except when a longer retention period is mandated or allowed by law (such as for tax, accounting, or other legal requirements). None of the purposes mentioned in this notice will necessitate retaining your personal information for longer than one (1) year.

Upon determining that there is no longer a legitimate business need to process your personal information, we will proceed to either delete or anonymize it. If direct deletion or anonymization isn’t feasible (for instance, if your personal information is stored in backup archives), then we will securely store and isolate your personal information, preventing any further processing until deletion becomes viable.

At Realize Dreams, a Nivafy a Nivaverse Company initiative, we have established relevant and robust technical and organizational security measures designed to secure the personal information we process. These measures are intended to protect your data from unauthorized access, alteration, and misuse. However, it’s important to acknowledge that no method of electronic transmission over the internet or information storage technology is completely infallible. As such, while we strive to protect your personal information, we cannot guarantee absolute security against potential breach by hackers, cybercriminals, or other unauthorized entities.

We make every effort to secure your information, but please be aware that the transmission of personal information to and from our Services carries inherent risks and is ultimately your responsibility. We advise you to use our Services only within a secure environment to further protect your personal data.

As a user of Realize Dreams by Nivafy a Nivaverse Company, you have certain rights under data protection laws in specific regions (such as the EEA, UK, and Canada). These rights include:

• Access and Copy: The right to request access to and obtain a copy of your personal information.
• Rectification or Erasure: The right to request correction or deletion of your personal information.
• Restrict Processing: The right to limit the processing of your personal information.
• Data Portability: Where applicable, the right to data portability.
• Object to Processing: In certain situations, you may have the right to object to the processing of your personal information.

We are committed to considering and responding to any such requests in accordance with applicable data protection laws.

If in the EEA or UK:

If you believe that we are processing your personal information unlawfully, you also have the right to lodge a complaint with your local data protection supervisory authority.

Withdrawing Consent:

If we rely on your consent (either express or implied, depending on the law) to process your personal information, you have the right to withdraw that consent at any time. However, this will not affect the lawfulness of the processing carried out before you withdrew your consent, nor will it affect processing based on lawful grounds other than consent, if allowed by law.

Opt-Out of Marketing Communications:

You can opt out of receiving marketing and promotional communications by clicking the unsubscribe link in our emails and change your Nivafy profile ad setting. After opting out, you will be removed from our marketing lists. Nonetheless, we may still contact you for non-marketing purposes, such as service-related messages, responding to service requests, or for other essential communications.

Cookies and Similar Technologies:

Most web browsers accept cookies by default, but you can usually modify your browser settings to decline cookies. Choosing to remove or reject cookies may impact certain features or services of our Services.

Please see our Control Over Your Information part of Nivafy’s privacy policy.

Under California Civil Code Section 1798.83, commonly known as the “Shine The Light” law, users of Realize Dreams by Nivafy a Nivaverse Company who are California residents can request, once a year and free of charge, details about the categories of personal information (if any) that we have disclosed to third parties for direct marketing purposes. They can also obtain the names and addresses of all third parties with whom we shared personal information in the immediately preceding calendar year. If you are a resident of California and wish to make such a request, please submit your request by emailing us at [email protected]

Additionally, if you are under 18 years of age, reside in California, and have a registered account with our Services, you have the right to request the removal of unwanted data that you have publicly posted on our Services. To initiate this request, please email us at [email protected], providing the email address and phone number associated with your account and a statement confirming your residency in California. We will make efforts to ensure that the data is not publicly displayed on our Services. However, it’s important to note that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).

CCPA Privacy Notice

Definition of “Resident”:

According to the California Code of Regulations, a “resident” includes individuals in California for more than a temporary or transitory purpose and those domiciled in California but temporarily out of the state. Others are considered “non-residents.”

If you fall under this definition of “resident,” certain rights and obligations concerning your personal information apply to us.

Situations of Personal Information Collection:

• We may collect personal information in various contexts, including but not limited to:
• Interaction with our customer support channels.
• Participation in surveys or contests.
• Facilitating the delivery of our Services and responding to inquiries.

Usage and Sharing of Your Personal Information:

Our detailed privacy notice elaborates on our data collection and sharing practices.

• Contact Information: For inquiries or requests, you can contact us at [email protected].

• Authorized Agents: Should you use an authorized agent for opt-out requests, we require proof of their authorization to act on your behalf.

• information Sharing: We may share your personal information with our service providers under written contracts. These entities process your information on our behalf and are not permitted to consider this as “selling” your personal information.

Past Twelve Months Activities:

In the last twelve months, Nivafy has neither disclosed nor sold any personal information to third parties for business or commercial purposes and does not plan to do so in the future.

Your CCPA Rights:

• Right to Request Deletion: You can request the deletion of your personal information, subject to legal exceptions.
• Right to Be Informed (Request to Know): You have the right to know specific details about our collection, use, and sharing of your personal information.
• Right to Non-Discrimination: Exercising your CCPA rights won’t lead to discrimination against you.

Verification Process:

Upon receiving your request, we will verify your identity to protect your information. This may involve matching provided information with our records or using other verification methods.

Other Privacy Rights:

• You can object to the processing of your personal information.
• Request correction of your personal data.
• Designate an authorized agent under CCPA.
• Opt out of future selling of your personal information to third parties.

To exercise these rights, contact us at [email protected] or use the contact details at the bottom of this document. We welcome any complaints or feedback regarding our data handling practices.

At Realize Dreams by Nivafy a Nivaverse Company, we may revise this privacy notice occasionally. Changes will be signaled by an updated “Revised” date, and the new version becomes effective once it is available. In the event of substantial modifications to this privacy notice, we might notify you either by posting a prominent notice of such changes or by directly sending you a notification. We recommend regularly reviewing this privacy notice to stay informed about how we are protecting your information.

If you have any questions or comments about this notice, please email us at [email protected]. You also can mail us your requests to 710 South Myrtle Ave unit 120, Monrovia, Ca 91016

Depending on the laws of your country, you may be entitled to request access to the personal information we collect from you, to modify it, or to delete it under certain conditions. To review, update, or delete your personal information, please contact us at [email protected].